Things To Consider When Hiring A Public Adjuster For A Fire Damage Claim
It could be quite distressing to have fire damage at your residence or place of business. Making an insurance claim for fire damage ought to be as easy as making a phone call, yet it often becomes a difficult procedure. To deal with the fire, soot, and smoke damage, it’s essential to engage a licensed public adjuster immediately. Here are some key things to note when hiring a public adjuster for a fire damage claim:
The Importance of Professional Assistance
After a fire, you already have a lot on your plate: finding temporary accommodation, relocating your family, replacing damaged goods, juggling your hectic schedules, and wondering when life will get back to normal. In the worst-case situation, you could even have to deal with family members who have been hurt.
By handling the claims process and advocating for your rights to ensure you receive a fair settlement from the insurance company, a public adjuster may help reduce some of your worries.
Leveling the Playing Field
A public adjuster serves YOUR interests, not those of the insurance company. This is a very important idea to comprehend, particularly if you have never dealt with a private adjuster before.
Insurance firms normally send their own insurance adjuster to evaluate the damages and file the claim for any form of an insurance claim. This individual represents the insurance provider, not you. Bringing in your own public adjuster levels the playing field and improves the chances of a fairer outcome being achieved.
Quicker Resolution
Insurance companies could make you wait many months before enabling you to make repairs if you don’t have a public adjuster on your side.
In the past, within 48 hours of a fire, insurance companies would send out their own adjuster and emergency restoration staff. This is not the case anymore. These days, homeowners must wait many months to get a claim payout or to be given permission to perform repairs.
A private adjuster is someone who is on your side from the beginning. Stone Claims Group will move promptly to ensure that your claim is settled as soon as possible, even though fire claims tend to take time.
Help with Proper Identification of Damages
The degree of fire and smoke damage is sometimes difficult for the untrained eye to see. The strong acidity of the combination of fire, smoke, and soot can lead to increased property damage as it sits. If cleaning is not done right away, hidden toxins may be left behind, posing a health risk and creating odors years after the fire.
Hence, it is crucial to get an expert to inspect your property following a fire. A private adjuster will expedite the claims process by scheduling a thorough investigation of your property in an efficient manner. As these professionals have years of experience handling fire damage claims, they know the important signs to look out for.
You may access a whole team of professionals by engaging a public adjuster. We at Stone Claims Group will fully assess your fire damage and, where necessary, enlist the help of contractors, estimators, content specialists, and other professionals to provide a detailed report. If you reside in any of the areas we serve, reach out to us for assistance on your fire damage claim!