Who would have thought lightning might strike their home or place of work and inflict significant damage? Electrical wiring is frequently damaged by lightning, which causes the cables to burn out, resulting in a power surge that destroys everything attached to them. This occasionally causes a devastating fire. No matter which area you reside in, lightning damage may occur to your property, and you may be able to benefit from getting a public adjuster for lightning insurance claims.
Why Lightning Damage May Occur to You
Even if it is uncommon to be struck, it is still a good idea to be secure and protect all of your belongings. Disaster can still happen even if a building has lightning rods or a higher metallic point nearby, as lightning doesn’t always reach the highest point. Lower-lying items may be struck by lightning swiftly, or it may form an arc and strike a number of projects or objects at once.
In a similar way, when lightning strikes overhanging electrical lines, a burst of energy can penetrate your house and completely destroy your electrical network, including all of your outlet connections. You won’t have working appliances or air conditioning after the strike. There will be a destruction of electronic devices like computers, televisions, and other technology that is expensive to replace. Let us help you with your insurance claim if lightning damage has occurred to your residence or place of business.
Moreover, damage can occur even when lightning misses the building. Destruction from nearby impacts can result in electricity outages, fires, and personal injuries from falling trees or other objects. Insurance companies often pay legitimate claims for lighting damage in accordance with the provisions of the insurance contract, but only if you have a knowledgeable claim adjuster on your side.
Understanding Insurance Claims for Lightning Damage
The majority of damage from lightning strikes that do not cause a resultant loss due to fire is brought on by the electrical surge that occurs during the hit. Lightning can significantly damage your home’s or business’s electronics, telecommunications systems, electrical fixtures, computers, and electrical infrastructure, even if the effects aren’t often immediately apparent.
Once the damage has been found and measured, it may turn out to be much worse than originally thought, which could cause the homeowner to temporarily lose access to their property or cause a large loss of revenue for their business.
The next step would be to identify and assess the degree of any electrical surge damage to the property’s electrical system, appliances, and devices. Some questions that will be addressed include:
- Are the contents of the property, such as appliances and electronics, damaged?
- Are construction goods like electrical components and integrated telephone systems affected?
- If so, how much damage has the lightning power surge caused to these items?
In such circumstances, we are here to assist you in determining your losses, submitting a claim for the necessary property repairs, and obtaining your insurance payout. Don’t panic; seek public adjusting services from Stone Case Group and let our expert consultants handle it all.