Fire is one of the common causes of damage to commercial property. Things can become complex when you are handling property claims due to a commercial fire. You need to take care of issues such as repair works, lost profits, and damaged personal property. This is why you need to build a good relationship with repair contractors and public adjusters as their expertise can save you lots of time and assist you in getting your business back into operation.
If you have experienced this situation before, you’d remember the process is stressful, tiring, and complicated. During the claim process, you probably realized that hiring a professional to manage your claim is a wiser choice. A knowledgeable claims expert who can represent your interest and help you reach the best settlement allows you to focus on other aspects of rebuilding your business. However, one question arises – should you hire a public adjuster or an attorney to handle your claim? You can make a decision after understanding more about what each role plays in your business.
Should You Hire an Attorney After a Commercial Fire?
An attorney can give invaluable advice to your company but when it comes to a commercial property claim, they may not possess the right skills to ensure the claims process goes smoothly. If you engage your attorney to handle your property claims, they will need to outsource critical elements such as property inspection and damage evaluation. Attorneys don’t usually manage property claims but they can assist you in the following:
- Examine your policy and handle any coverage disputes
- Sue your insurer if they treat you unfairly
- Contest a coverage denial formally or informally
These legal services may be critical in addressing your commercial property loss in certain circumstances. In the event that legal action is required, the claims process could drag on further and court proceedings are costly and time-consuming. Your priority is getting your business back up and running quickly and you may not have the time to wait for your attorney to go over your legal options.
Should You Hire an Adjuster After a Commercial Fire?
A public adjuster, on the other hand, has extensive experience in managing insurance claims and knows the ins and outs of commercial property loss. They can review the finest details of your insurance policies and know what to look out for to help you get the best settlement. They carry out the same responsibilities as insurance company adjusters except that they represent your interests instead of your insurer.
When your business has been damaged by a commercial fire, Stone Claims Group will make the claim process go as smoothly as possible. We’ll assess every detail in your policy to make sure you get paid for everything you’re entitled to. We know that damages can be overlooked, that’s why we work with professionals to check for any hidden damages that your insurer might have missed. Documentation can be a headache and you or your attorney may not be familiar with the paperwork that’s required. We’ll ensure you don’t miss out on any documents that will delay your claims process. And because we are familiar with how insurance companies work, we know the best way to negotiate with them to help you get the best settlement.