The majority of homeowner insurance policies provide wind coverage, as it is one of the most common forms of property damage. In fact, data from the Insurance Information Institute reveals that wind damage is one of the main culprits for insurance claims, right after fire and water damage.
Understanding Wind Damage
It is important know how wind damage is defined in most homeowner’s policies. This is considered damage which is caused by wind and storms, which can result in destroyed roofs, shattered windows, etc. There are a number of weather events which are notorious for having strong winds, and these are:
- Hailstorms
- Thunderstorms
- Tornadoes
- Hurricanes
- Microbursts
Property insurance will help cover the cost of damages which result from these events. The policy might also include personalized property coverage which can help replace or repair objects that were damaged by strong gusts. At the same time, it is important to review your policy thoroughly to know the coverage limits along with the exclusions and deductibles. It isn’t unusual for some deductibles to be higher for specific weather events like hurricanes.
Many homeowners want to know if their insurance will also cover the siding, and the answer is that it depends on your policy and insurance carrier. Specific details like the roof or siding age along with any existing maintenance problem will influence how much you’ll be paid.
How Our Wind Damage Claims Adjusters Can Help
While many insurance carriers are reputable, there are others that might cause problems when it comes to filing your claim. They will use sophisticated legal language or clauses within their contracts to weasel their way out of paying you a fair settlement.
They might subject you to delays or flat out denials and if they do pay the amount might be less than you deserve. It is for this reason that many policy holders turn to public adjusters for help, and our team at Stone Claims Group is the best the industry has to offer.
Why Choose Stone Claims Group, Inc. for Wind Damage Claims?
With more than a decade of experience, Stone Claims Group has the experience and expertise needed to help you negotiate a favorable settlement. We’ve forged relationships with the country’s top forensic experts who will assess your property damage and give you an accurate assessment of how much your insurance company should be giving out.
With us you won’t have to make guesses or rely on the word of your insurance company, as we’re a leader in data driven technology. The state of the art investigative tools we employ will stand up to the highest scrutiny, which is crucial in the courtroom.
Furthermore, when working with Stone Claims, you’ll be assisted by a talented and dedicated team that will offer regular communication, numerous perspectives and out of the box strategies that will help your claim succeed. Our findings have turned claims worth a few thousand into a few million.
To find out more, reach out to one of our professional adjusters by contacting us or calling us at 1-800-892-1116 today.