Exposed Siding Poses A Serious Threat To Your Business
Commercial properties must, whenever possible, protect those inside from outside elements and natural disasters. When these instances take place, they can wear down building exteriors. Exposed siding, for instance, can be very detrimental to commercial properties.
The Problem with Exposed Siding
When siding gets damaged on a commercial property, a variety of problems can arise. For example, when siding gets exposed, it raises the possibility of water damage by providing the water with entry points into the property. This can lead to material rotting.
Exposed siding may also provide a nesting ground for insects. The longer the building is exposed, the greater the possibility for damage. Siding damage can and will also negatively affect a building’s aesthetics. The last thing you want is to turn away prospective clients due to the unkempt appearance of your building.
Commercial Property Damage
Damage to a commercial property may come from a range of occurrences. Storms, floods, fires, or other natural disasters may pose a hazard to businesses. Commercial properties or businesses are investments. Building damage can ruin not just the return on investment but also the revenue of the business owner.
Policyholders expect that when a storm or disaster damages their building, their insurer will work with them to pay out all legitimate claims fast or on time. Sadly, this isn’t always the case. Insurance companies can vastly underestimate the total reach of all losses and/or misjudge the cause of the loss.
Though insurance adjusters claim to stay neutral and offer unbiased damage assessments, many adjusters pocket a good section of their income from insurance companies. This often creates a built-in bias toward negating or undervaluing property damage claims.
Common Types of Commercial Siding
Commercial buildings can be made from different types of materials. Vinyl and fiber cement are common types of commercial siding materials. Additionally, brick, wood, and aluminum are used as alternative siding materials. Each material has pros and cons.
Vinyl siding, for instance, may not need maintenance for a long time. When too much time passes, however, vinyl siding can buckle, warp, retain moisture, fade or crack. Changes in temperature, poor installation, or the age of the siding can lead to these forms of damage.
If wood siding is not well maintained, the building can get exposed to water damage because the wood becomes porous. Even small levels of water in wood siding may result in warping or swelling. Over time, the wood may rot from water exposure if not well sealed and maintained.
Fiber cement or brick siding, while more costly for a number of reasons, are more suitable for commercial buildings. They have the capacity to resist high humidity and major storms.
Siding plays a significant role in keeping what’s outside from leaking inside. It’s important to rapidly detect or repair all problems. If ignored, property damage can be severe. That can cost business owners much more than an early repair would have. Remember: exposed siding on commercial property can elevate to a severe, costly problem when overlooked or ignored.
Are You In Need Of A Commercial Insurance Adjuster?
Has your business experienced property damage from a storm or some other disaster? Stone Claims would like to handle your property damage insurance appraisal. We are licensed and operate in Texas, Tennessee, South Carolina, Pennsylvania, Oregon, Oklahoma, North Carolina, New Jersey, Nebraska, Mississippi, Maryland, Louisiana, Georgia, Florida, Delaware, Virginia, and Colorado.
Why should you contact Stone Claims for your commercial adjustment needs? Insurance adjusters work for insurance companies. We work for you. We fight for fairness.
For a free claim review, please contact us at 1-800-892-1116. You can email us at office@stoneclaims.com if you like. Or you can use our convenient online form. Fill it out, send it in, and we’ll get back to you.