Public Building Damages Claim

A Public Adjuster is a professional claim advocate representing the policyholder in negotiation and appraising your insurance claim. 

A Public Adjuster is a professional claim advocate representing the policyholder in negotiation and appraising your insurance claim. A licensed public adjuster or an attorney are the only two types of individuals representing policyholders for a property damage claim. A public adjuster must meet strict educational, background, and ethical criteria required by the state government to work as a public adjuster.

No, they are legally only handled by Attorneys.

Stone Claims Group will assist by assessing and creating an accurate content schedule with your damaged property’s valuation and documentation in a format that conforms to your policy language.

Yes, as the insured, you are required under the insurance policy to conform to the “Your Duties After A Loss” provision contained in your policy. In short, it is your duty to provide detailed documentation of your loss. Stone Claims Group will assist by assessing and creating an accurate content schedule with your damaged property’s valuation and documentation in a format that conforms to your policy language. Unique damaged contents may require the expertise of a content specialist in this field, which we can arrange.

If you find additional damage after the settlement or during the repair process, you can “reopen” the claim and file for an additional amount.

Any additional unknown damage must be properly documented and presented to the insurance company. Most policies require claims to be filed within one year from the date of the disaster. Check with your state department of insurance.

A consultation is free and without obligation. Please feel free to call us at 1-800-892-1116 and set-up an appointment to discuss your claim.