How do Public Adjusters Get Paid?
Professional Public Adjusters
FLORIDA COMMUNITY ASSOCIATION JOURNAL BEST PUBLIC ADJUSTERS ● 2021, 2022, 2023
Stone Claims Group doesn’t get paid unless you get paid.
We work on a 100% contingency basis throughout the claims process, only taking a percentage of the settlement. Depending on your loss, Stone Claims Group will even front the cost of leading experts needed to document your damage.
Why Hire an Expert Public Adjuster?
We Take Care of Your Business by:
Analyzing Your Policy to Find Hidden Coverages
Inspecting Property and Uncovering Total Damage
Using Technology to Document Damages
Correspond Findings & Documentation to Insurance Agency
Negotiating for the Fair Value of Your Claim
Work With Your Contractor Until the Last Nail is Driven
Commercial Building Damages We Cover
Areas We Serve
Licensed and Trusted in 18 states
112
Hail events
696
Wind events
370
Hurricane & flooding events
57
Tornado events
77
Lightning events
79
Hail events
727
Wind events
762
Hurricane & flooding events
15
Tornado events
20
Lightning events
112
Hail events
696
Wind events
370
Hurricane & flooding events
57
Tornado events
77
Lightning events
113
Hail events
1318
Wind events
293
Hurricane & flooding events
13
Tornado events
24
Lightning events
1394
Hail events
1448
Wind events
1277
Hurricane & flooding events
258
Tornado events
38
Lightning events
627
Hail events
347
Wind events
119
Hurricane & flooding events
57
Tornado events
7
Lightning events
20
Hail events
84
Wind events
185
Hurricane & flooding events
2
Tornado events
6
Lightning events
161
Hail events
945
Wind events
221
Hurricane & flooding events
147
Tornado events
31
Lightning events
176
Hail events
325
Wind events
289
Hurricane & flooding events
103
Tornado events
16
Lightning events
63
Hail events
576
Wind events
571
Hurricane & Flooding events
7
Tornado events
6
Lightning events
66
Hail events
498
Wind events
259
Hurricane & flooding events
9
Tornado events
13
Lightning events
653
Hail events
632
Wind events
547
Hurricane & flooding events
171
Tornado events
4
Lightning events
741
Hail events
563
Wind events
320
Hurricane & flooding events
46
Tornado events
5
Lightning events
209
Hail events
556
Wind events
244
Hurricane & flooding events
147
Tornado events
18
Lightning events
291
Hail events
839
Wind events
503
Hurricane & flooding events
51
Tornado events
19
Lightning events
289
Hail events
1334
Wind events
537
Hurricane & flooding events
37
Tornado events
12
Lightning events
158
Hail events
707
Wind events
370
Hurricane & flooding events
54
Tornado events
16
Lightning events
225
Hail events
848
Wind events
223
Hurricane & flooding events
40
Tornado events
24
Lightning events
207
Hail events
1281
Wind events
1305
Hurricane & flooding events
33
Tornado events
16
Lightning events
24
Hail events
156
Wind events
58
Hurricane & flooding events
4
Tornado events
1
Lightning event
*Source for each damage type comes from NOAA. Year of damage types vary from 2015 - 2020.
What Our Clients Are Saying
Unmatched Expertise at Stone Claims Group
“I just want to thank you for all you did for owners at Top of the Gulf. As you must have known I was one of the biggest skeptics. Thank you for changing my mind. I admire the way you never let up and continued to come by and tell us why we needed your company. Thank you again for persistence, we would have been in poor shape if everyone was like me.”
C. Jordan Board Member
Florida Panhandle
“Dealing with Stone Claims Group was one of the most rewarding experiences I’ve had as a board member. Not only did they deliver monetarily in a huge volume for our association, but they also brought an unmatched expertise and professionalism.”
R. Holland, BOD President
Jacksonville, FL
Commonly Asked Questions for Our Public Adjusters
How Can We Get Started?
A consultation is free and without obligation. Please feel free to call us at 1-800-892-1116 and set-up an appointment to discuss your claim.
How Does the Public Adjuster Get Paid?
Public adjusters work exclusively for the best interest of the policyholder – not the insurance company. For this reason, we only get paid if you get paid, and the fees for services are generally a small percentage of the insurance settlement.
Most of our past clients have seen such significant success with the increased settlements that the fee becomes inconsequential.
How Do I Select the Best Public Adjuster?
Experience, expertise, professionalism, integrity, and licensing.
Select a Public Adjuster specializing in the type of peril, type of policy, and type of building damaged. Always ask the Public Adjuster to see a list of references. Any public insurance claim adjuster you choose to work with should have years of experience handling a similar type and size of claim, and should have their own team of dedicated staff – including adjusters, building estimators, experts, contents appraisers, certified public accountants, and attorneys. Large claims require a more prepared Public Adjusting firm, like Stone Claims Group.
If My Claim was Closed by the Insurance Company, is it Too Late to Hire a Public Adjuster?
Usually, it is not too late.
Most state laws allow a few years to file a supplemental claim from the date of loss. If you believe you were not paid the right amount and would like us to review your claim, please contact us at 1-800-892-1116. We will carefully audit and analyze your claim and provide our professional opinion.
What Are the Benefits of Hiring a Public Adjusting Firm?
A few of the benefits of hiring a Public Adjusting firm include helping a policyholder understand and interpret their policy, resolve the claim faster, ensure fair value for the claim, and protect the policyholder’s rights.
A few of the benefits of hiring a Public Adjusting firm include helping a policyholder understand and interpret their policy, resolve the claim faster, ensure fair value for the claim, and protect the policyholder’s rights. It is not the job, duty, or responsibility of your insurance company to discover the full extent of your loss. That responsibility is the policyholders’. A good public adjuster is essential to determine the fair repair amount of the loss.