Industry Insights

The cost of Hurricane Ian to private insurers was expected to come in and around $63 billion in claims when all was said and done. Actual numbers vary depending on their source, some going as high as $74 billion. Regardless, in Florida’s history, these are anticipated to be the largest storm-related losses (courtesy of Bloomberg […]

Commercial umbrella insurance is a type of excess liability insurance that provides additional coverage in the event that damages exceed the limits of your existing liability policies. This guide will provide an overview of commercial umbrella insurance, including what it is, who needs it, and how to get started. What is Commercial Umbrella Insurance? Commercial […]

Those who have lived in or conducted business in Florida for a significant amount of time have been, more likely than not, through a hurricane (or evacuated to safer ground). It only stands to reason that the more devastating a hurricane is, the more pressure is put on insurance markets (for both residential and commercial […]

If you have suffered damages to your property due to a natural disaster or accident, it is important to hire a public insurance adjuster. A public insurance adjuster is an expert in assessing and negotiating insurance claims on behalf of policyholders. However, not all public insurance adjusters are created equal. Some are more qualified and […]

What strikes fear into the hearts of contractors, engineers, and architects? Answer: Construction issues. More specifically, construction defects. In order to correct and defend construction defect claims, astronomical amounts of money can be spent. What’s more, opportunities for future work could be impacted negatively, as well as your reputation damaged. It can, in fact, take […]

If your home or business has been damaged by a fire, storm, flood, or other disasters, it’s important to hire public adjusters as soon as possible. Reliable public adjusters can help you get the most out of your insurance claim and ensure you receive the compensation you deserve. If you’re unsure whether public adjusters are […]

Insurance adjusters, also called claims adjusters, look into claims to see if the insurance company should pay for damages or injuries and, if so, how much. Insurance adjusters in the public sector advocate for policyholders. When making a claim or disputing an insurance company’s settlement offer, policyholders and companies often turn to these certified specialists […]

Once commercial buildings are constructed, disaster preparedness plans should be in effect. These plans help minimize property damage, assist in keeping building inhabitants safe, better preserve records and documents, and more. But what about during construction? At any given construction site, there should also be a disaster preparedness plan in place. Why Plan for Disaster? […]

When you make a property insurance claim, the costs can add up quickly. There are many different ways to handle a property insurance claim, and each has its own set of associated costs. In this article, we will discuss five additional costs that you may incur if you don’t hire a property claim adjuster. We […]

More and more these days, everywhere you look, there are buildings. It’s hard to find land that is untouched and undeveloped because, every year, more buildings go up. It’s progress. Did you know that even though it seems like there are an unlimited number of building types, there are actually a relatively small number that […]

If an insurance claim is filed by a business owner because the exterior surface of their condo complex, warehouse, storefront, or office building has wind damage, what happens? Unfortunately, when it comes to wind damage claims, more and more, insurance companies are reducing or denying claims. Granted, some are processed and paid, but “coverage exceptions” […]