Industry Insights

A fire damper maintains the integrity of the fire and prevents the heat, smoke, and fire from spreading to other areas. They help close the passage of airways, duct, and other structures that can be penetrated by the fire and are usually installed at locations where the ventilation or air conditioning ducts goes inside the […]

Last year alone, 1.2 million fires in the United States caused more than $11.6 billion in property damage. Many disasters are unpredictable, such as wildfires, but other types of fires can often be preventable. Read on to see if you are making any of these fire hazard mistakes so that you can keep your property […]

Rain damage caused by water from rainfall can inflict devastating damage to your property, especially if the rain is particularly persistent or torrential. This can be a problem for states that experience heavy rainfall year-round, as the buildings in these areas are more susceptible to common water damage problems like wind-driven rain, mold growth, and […]

If you have encountered delays and problems with your commercial property insurance claim, you are not alone. While commercial property insurance seems comprehensive and solid at first glance, the details of the insurance policy are what matters most when it comes to obtaining benefits after a flood, storm, or fire. You should always make it […]

Experiencing a fire in your commercial property can be devastating. It is important to know what steps to take after the event so that you can handle the aftermath with a clear head. Here are some dos and don’ts when dealing with commercial fire damage. Do’s Listen to fire service advice. Part of the job […]

Commercial flood insurance is a type of commercial property policy that covers businesses against financial loss caused by water damage, especially flooding. It covers flood water damage to the structure and its contents, including equipment, fixtures, furnishings, tools, and other items. The fundamental purpose of business flood insurance is to protect your company’s financial interests […]

Water intrusion caused by persistent or heavy rainfall can cause damage to the durability, safety, and integrity of a building. Rainstorms that are prolonged may cause leakages, from minor seeping of rainwater to more serious situations that result in flooding. Buildings also face moisture-related issues in the form of wind-driven rain, where raindrops swept sideways […]

Trying to recover entirely for your property damages might be difficult. Insurers recognize that you may be in a vulnerable situation, and they may exploit this by undervaluing your property losses or otherwise evaluating the property at issue in a way that produces an even more uneven dynamic. If you and your insurer dispute the […]

Small businesses can often be susceptible to a considerable amount of risks; the smallest of losses can hurt the business greatly. Therefore you need to protect your company from the threat of these common commercial risks. Here are a few of the biggest small business risks that you should be aware of: Employee Safety and […]

Water damage affects a lot of homes and businesses in Florida. We are not just talking about natural disasters as the primary culprit here. It can also be due to aged pipes that burst out, as well as rising streams. With this picture in mind, you may want to know which situation will your insurance […]

Homeowners in locations prone to strong hurricanes as well as other tropical storms may very well be aware of the hurricane season and what needs to be done to protect their homes from substantial wind and flood damage. However, many homeowners considering migrating to these areas may have a variety of questions, such as “When is […]