Industry Insights

If you own your own business, it’s important that you always prepare for the worst. It may seem like a depressing way to enter into a business, but better safe than sorry. The way you prepare for the worst is to make sure you have adequate insurance to protect your business, the assets, and yourself. […]

When businesses engage you to perform professional services, such as building work, they are taking a leap of faith. They can look at your portfolio and client testimonials, but there’s no way to totally guarantee or foresee how a job will turn out. However, having a surety bond for your construction company helps to develop […]

Did you know that Nebraska, Colorado, and Wyoming are known to have the most hailstorms? Did you also know that hail causes an average of nearly $1.3 billion in property damage each year, plus tens of millions of dollars in crop damage? Hence, regardless of whether your business is in the high-risk hail zones or […]

Do you have your own business? Are you aware of how crucial business insurance is? You’re about to find out! Where business owners are concerned, there are numerous insurance options and types. During normal operations, numerous risks can come up and your company will be better protected if you have insurance in place. Of course, […]

Property managers typically work long hours and juggle multiple projects at once. They are either portfolio managers who manage six to seven buildings or an on-site general manager for one specific, large building. While these day-to-day operations are being completed, property managers know that emergencies or disasters can happen at any time. Here’s why working […]

Flooding is one of the most common and expensive natural disasters in the United States. Shockingly, very few property owners are actually insured for flood and water damage. In the two biggest flood events of the previous decade, “Superstorm Sandy” in 2012 and “Hurricane Harvey” in 2017, it was found that fewer than 20% of […]

If you are involved in a car accident caused by a careless driver, your vehicle is likely to be damaged. You’ll need to file a claim for property damage. If you believe the procedure is simple, you’re mistaken. When it comes to filing your claim, you may have a lot of options. This is how […]

Fire damage can put your business out of commission for weeks or even months. If you plan to reopen the business, you must continue to meet your responsibilities while you make the necessary repairs. Duties can include rent, utilities, employee payrolls, and many other associated costs. Although insurance companies can help cover repair damages and […]

Insurance adjusters, just like lawyers, doctors, and therapists, are ethically duty-bound to their clients. What are the responsibilities of a public adjuster? They work on the exclusive behalf of the policyholder who hires them to assist with the preparation, filing, and adjusting of the claim. Their core function is to inspect the client’s losses, analyze […]

Business insurance claims can be complicated, which is why leaving it to your insurance company’s adjuster could cause you more harm than good. These adjusters offer settlements that benefit the insurance company over you, which could lead to low settlement offers and feelings of confusion and anxiety. When hiring a public adjuster, you do yourself […]

Based on recent figures, wind damage produced the highest proportion of claims from 2014-2018. If you stay in Florida, you need to prepare for the annual six-month-long Atlantic hurricane season, lasting from June 1st to November 30th. Florida often finds itself threatened by intense hurricane storms due to its long coastline and southeast location. One […]