Industry Insights

Fire damage can put your business out of commission for weeks or even months. If you plan to reopen the business, you must continue to meet your responsibilities while you make the necessary repairs. Duties can include rent, utilities, employee payrolls, and many other associated costs. Although insurance companies can help cover repair damages and […]

Insurance adjusters, just like lawyers, doctors, and therapists, are ethically duty-bound to their clients. What are the responsibilities of a public adjuster? They work on the exclusive behalf of the policyholder who hires them to assist with the preparation, filing, and adjusting of the claim. Their core function is to inspect the client’s losses, analyze […]

Business insurance claims can be complicated, which is why leaving it to your insurance company’s adjuster could cause you more harm than good. These adjusters offer settlements that benefit the insurance company over you, which could lead to low settlement offers and feelings of confusion and anxiety. When hiring a public adjuster, you do yourself […]

Based on recent figures, wind damage produced the highest proportion of claims from 2014-2018. If you stay in Florida, you need to prepare for the annual six-month-long Atlantic hurricane season, lasting from June 1st to November 30th. Florida often finds itself threatened by intense hurricane storms due to its long coastline and southeast location. One […]

Filing a successful commercial insurance claim can be a stressful situation for many. Oftentimes, businesses simply do not have the time or resources to repeatedly file for a claim that constantly gets denied. They may also be unsure of what to do next, which can result in accepting insufficient settlements. It is crucial that you […]

The role of a public adjuster in insurance claims is clouded in mystery. In the event of a homeowners’ insurance claim, informed clients often ask themselves what exactly a public adjuster is and if they even add value to your industry. A public adjuster is a third-party advocate hired by a home policyholder to help […]

So you were in an accident. Luckily, you escaped with minor injuries, albeit with a hefty bill to pay in damages. Just when you thought you were in the clear, thanks to your insurance policy, you unexpectedly get hit with an extremely low first settlement offer. An offer not even enough to pay for one […]

Did you know that many insurance claims are routinely and grossly underpaid and denied? Issues regarding the settling of insurance claims make up almost half of all policyholder complaints the National Association Of Insurance Commissioners receive. These issues included denial of a claim, delays waiting to receive a claim, and unsatisfactory claim amounts. It may […]

Since there is no one-size-fits-all approach for dealing with natural disasters, it is crucial that you educate yourself and your loved ones about the different ways of preparing for natural disasters. With that being said, some basic emergency preparedness tips would be to take note of evacuation routes, keep important documents like birth certificates and […]

Most companies require evidence before helping you with your payment claims. When property damage happens and an insurance claim is filed, the policyholder must fill out a proof of loss form. This document aids the insurance company in determining the worth of the loss. It’s usually one page long and serves as a summary of […]

A professional well-versed in insurance policies can help you answer the questions you have when unfortunate events strike. You may wonder if an insurance adjuster or lawyer is better equipped to advise you on your insurance claim. Generally, an adjuster is a licensed expert who possesses training in the intricacies of insurance claims, including how […]