When you experience a property loss, the insurance company can be your best friend or worst enemy. In most cases, insurance companies want to do the right thing and will work with policyholders to come to a fair settlement.
However, in some instances – where the claim is large or complex – an insurance company may try to take advantage of a policyholder who is not familiar with the claims process. This is where hiring a public adjuster can make all the difference.
A public adjuster can help you maximize your settlement offer and get what you deserve from the insurance company. Read on to understand what public adjusters do and how they can help you maximize your settlement offer.
What Does a Public Adjuster Do?
Public adjusters are experts in insurance claims. They know what to look for when filing a claim and how to get the most from the insurance company. They can help you with every step of the process, from filing the claim to negotiating a settlement.
Public adjusters work on a percentage of the final settlement, so there is no cost to you unless they recover money for you. They have a strong incentive to get you the best settlement possible, and many policyholders find that working with a public adjuster leads to a larger payout from the insurance company.
If you have suffered a property loss, it is wise to consult with a public adjuster to maximize your settlement offer.
How Public Adjusters Achieve Maximum Settlement Offer for You
There are many ways that public adjusters help policyholders achieve maximum settlement offers. First, they will thoroughly investigate your claim and gather all the evidence necessary to support your case. This includes receipts, photos, video footage, and eyewitness testimony.
They will also work with you to document the full extent of the damage and loss. Second, they will negotiate with the insurance company on your behalf. They know how to handle insurance adjusters and will fight to get you the best possible settlement.
Third, they can provide expert testimony if your case goes to court. Fourth, they will keep you updated throughout the entire process so that you know what is happening with your claim.
How Much Does a Public Adjuster Cost?
Public adjusters typically charge a percentage of the final settlement, so there is no cost to you unless they recover money for you. This percentage varies depending on the public adjuster but is typically around 10-15%.
How to Find a Great Public Adjuster?
When looking for a public adjuster, it is important to choose one who is qualified and experienced. You can ask friends or family for referrals, or do a search online. Be sure to check reviews and ratings before choosing a public adjuster.
The National Association of Public Insurance Adjusters (NAPIA) is a good source of information on finding a qualified public adjuster. NAPIA members are held to high standards and must undergo rigorous training and certification.
With that said, one of the best public adjusters is Stone Claims Group. They are well-known for their capabilities and tenacity in attaining maximum compensation for their clients. At the same time, they are also experienced, knowledgeable, reliable, and highly-reviewed.