Industry Insights

Natural disasters can strike at any time, but they are most often in the winter, when floods, blizzards, high winds, and storms are commonplace. The consequences of a natural disaster might be irreparably damaging to small businesses. Following a natural disaster, a business owner must take quick action to safeguard personnel, assure stability, repair premises […]

Wildfires are one of nature’s most lethal and destructive forces. According to the National Interagency Fire Center, about 44,000 wildfires burnt over 5.2 million acres between January and September 2021. Fire losses will only increase as our urban landscapes develop and more residences and businesses establish themselves in wildfire-prone locations. Fire catastrophes are becoming larger, […]

Many people are familiar with sinkholes simply because they have to be. Others, who live in areas of the country that are not prone to sinkholes, may never have heard of them. Truth be told, at risk for sinkholes is approximately 40% of the land in the United States! For that very reason, particularly in […]

Many people wonder, “What is the difference between a cyclone, a hurricane, and a typhoon?” and with good reason: these phrases sound different at first look. These three storms, however, have a lot more in common than you may think, and it all boils down to where they occur. Continue reading to learn the difference […]

Is it just us or does it seem like every year, more extreme weather conditions arise? Particularly in winter! There seem to be higher and higher accumulations of snow and ice every time the colder months roll around. Since severe winters are inevitable in numerous locations, it’s best for business owners to kick safety precautions […]

One cannot deny how difficult it is for businesses to fully recover after being impacted by natural catastrophes. Did you know that one-third of disaster-affected businesses never reopen? And even if they did survive the disaster, they can even take weeks, months, and potentially even years to get back up and running again. Hence, it […]

The weather has definitely shifted. Winter is upon us, or very nearly. What does that mean for you? Cold weather? Snow? Ice? Few people want to think about that. Unfortunately, think about it you must, because, along with the cold weather, winter business insurance claims tend to increase. Are you covered? Winter after winter, insurance […]

For company owners, the aftermath of a fire is a stressful period. While waiting for an insurer to settle a claim, many business owners may confront cash-flow challenges, rebuilding and construction issues, and exceedingly tough decisions. Continue reading to learn about the various types of fire damage losses and what owners can do before submitting […]

Did you know that one-third of companies that are impacted by a natural disaster never reopen? Regardless of whether it is a hurricane, a tornado, or an earthquake, natural disasters else can have a catastrophic impact on your business.  As a result, you must understand the various types of natural disasters your business needs to […]

From HVAC systems to stoves, and from cranes to computers, to run smoothly, businesses constantly rely on equipment. The computer, electrical, and mechanical equipment used by your company are not invincible, however. It can be damaged, malfunction, and break down, causing untold disruption. Here, we’re going to take a look at equipment breakdown insurance with […]

Disasters can happen in various ways. Each type of disaster can be detrimental to your business if you are not prepared. For instance, tornadoes and fires can destroy important data and files. But if you think that natural disasters are all that your business can suffer from, you need to think again. Disasters can occur […]