Industry Insights

Filing a successful commercial insurance claim can be a stressful situation for many. Oftentimes, businesses simply do not have the time or resources to repeatedly file for a claim that constantly gets denied. They may also be unsure of what to do next, which can result in accepting insufficient settlements. It is crucial that you […]

The role of a public adjuster in insurance claims is clouded in mystery. In the event of a homeowners’ insurance claim, informed clients often ask themselves what exactly a public adjuster is and if they even add value to your industry. A public adjuster is a third-party advocate hired by a home policyholder to help […]

So you were in an accident. Luckily, you escaped with minor injuries, albeit with a hefty bill to pay in damages. Just when you thought you were in the clear, thanks to your insurance policy, you unexpectedly get hit with an extremely low first settlement offer. An offer not even enough to pay for one […]

Did you know that many insurance claims are routinely and grossly underpaid and denied? Issues regarding the settling of insurance claims make up almost half of all policyholder complaints the National Association Of Insurance Commissioners receive. These issues included denial of a claim, delays waiting to receive a claim, and unsatisfactory claim amounts. It may […]

Since there is no one-size-fits-all approach for dealing with natural disasters, it is crucial that you educate yourself and your loved ones about the different ways of preparing for natural disasters. With that being said, some basic emergency preparedness tips would be to take note of evacuation routes, keep important documents like birth certificates and […]

Most companies require evidence before helping you with your payment claims. When property damage happens and an insurance claim is filed, the policyholder must fill out a proof of loss form. This document aids the insurance company in determining the worth of the loss. It’s usually one page long and serves as a summary of […]

A professional well-versed in insurance policies can help you answer the questions you have when unfortunate events strike. You may wonder if an insurance adjuster or lawyer is better equipped to advise you on your insurance claim. Generally, an adjuster is a licensed expert who possesses training in the intricacies of insurance claims, including how […]

Although explosions may not occur regularly, they are still something to be cautious about. There are many types of explosions, such as gas, machinery, and manhole explosions, that can occur with no prior warning and leave behind catastrophic damages to both people and businesses. Moreover, explosives can be easily carried and concealed by people and […]

With hurricane season on the horizon, the likelihood of power outages is high. Most commercial property insurers cover damages such as power surges and fire triggered by a direct lightning strike. However, many do not cover damages caused by a nearby lightning strike or non-lightning strike-related incidents which led to the power surge. Discover how […]

Wildfires usually occur in natural forested areas. They often result from human acts or natural phenomena and can cause devastating damage. You may expect disruptions in transportation, communications, power and gas services, and water supply. Air pollution and loss of property, livestock, and human lives will also be significant. According to the California Department of […]

With hurricane season commencing on June 1 in the Atlantic and Caribbean, it is essential that you plan ahead to ensure the safety of yourself and your loved ones when a tropical storm or hurricane hits your hometown. As you are only given 36 hours to prepare once a hurricane warning has been issued, make […]