Industry Insights

Although explosions may not occur regularly, they are still something to be cautious about. There are many types of explosions, such as gas, machinery, and manhole explosions, that can occur with no prior warning and leave behind catastrophic damages to both people and businesses. Moreover, explosives can be easily carried and concealed by people and […]

With hurricane season on the horizon, the likelihood of power outages is high. Most commercial property insurers cover damages such as power surges and fire triggered by a direct lightning strike. However, many do not cover damages caused by a nearby lightning strike or non-lightning strike-related incidents which led to the power surge. Discover how […]

Wildfires usually occur in natural forested areas. They often result from human acts or natural phenomena and can cause devastating damage. You may expect disruptions in transportation, communications, power and gas services, and water supply. Air pollution and loss of property, livestock, and human lives will also be significant. According to the California Department of […]

With hurricane season commencing on June 1 in the Atlantic and Caribbean, it is essential that you plan ahead to ensure the safety of yourself and your loved ones when a tropical storm or hurricane hits your hometown. As you are only given 36 hours to prepare once a hurricane warning has been issued, make […]

It is important to understand the rights and duties under each policy. Some policies may only require proof to be submitted after an insurer demands it, while others demand the proof to be submitted within a certain time frame, following the loss’ occurrence. When the proof is not submitted on time or following outlined obligations, […]

Sometimes it seems, as a small business owner, you may never achieve your loftiest goals. Remember, however, that any number of today’s big businesses (Apple computers, Amazon, and more) started out in somebody’s garage, their mom’s basement, etc. In fact, to build a business from scratch, you don’t even need a garage! What all entrepreneurs […]

More likely than not, you are familiar with all types of insurance as a business owner. You may have commercial property insurance, commercial auto insurance, general liability, etc. But did you know, to avoid exceeding the limits of your underlying policy, you can protect yourself with excess liability insurance? Here, we will explore this type […]

Lawmakers, engineers and safety advocates aim to ensure history doesn’t repeat itself by more comprehensively codifying building inspections processes in Florida — and the professionals who perform them.

As condo developers compete with one another to finish their projects faster than their competitors by reining in expenses, they risk sacrificing quality for quantity

When the time comes to file a claim with an insurer, how do you establish that damage is the product of a covered peril and not natural wear and tear? Through pre-loss inspection.

Here’s how you go about filing a grievance with your insurer. Most of the initial process can be done online, but there are other methods as well,